Is Maya way more better to use than Gcash?

Is Maya way more better to use than Gcash?

To tell you honestly if I'm basing it in my experience, I could say that it is. I've been using the Maya app or either swiping up my Maya card to pay for my purchases in the establishments, department stores and supermarkets rather than my Gcash which I previously used to do. I was discouraged and disappointed with Gcash because just when I need it the most, there are times that the Gcash app crashes on my phone or either the camera doesn't work which is annoying. By the way, I had the same phone and I never had this issue with the Maya app. Another reason that I could state why is because of their perks.

When you use your Maya app or card to pay for purchases, they have promos like a boosted savings rate. In another promo that they have, they offer cashback whenever you load using the Maya app.

I also use it to transfer some funds for a much cheaper fee than banks. Whereas any bank to bank transfers done via online banking will cost at around 25 pesos, using the Maya app will enable you to save 10 pesos per transfer as 15 pesos is deducted in your Maya account per bank transfer.

By the way, this is not sponsored by Maya. It is just that as of the moment I am one of their satisfied clients. So far, the app may have little maintenance downtimes which are understandable but these things were barely felt. I'm also elated to discover that establishments which offers Maya payment are increasing.

How to do a Bank Transfer from your Maya app to your BPI Express Online account

How to do Bank Transfer from your Maya app to your BPI Express Online account

I was searching the cyberspace on how to do a bank transfer from Maya app to BPI Express Online if ever there was a tutorial but it seems there is none as of the moment so I decided to post on how I was able to do a successful transfer.

Here is the screenshot of my savings account prior to the transfer:

• Log in to your Maya app. Tap Bank Transfer.

• Choose Bank of the Philippine Islands. I did a trial transfer first because I was unsure if I'm going to select BanKo or BPI since my savings account is under BPI Direct which we know is now under BanKo, a subsidiary of BPI. For the sake of curiosity, I chose BPI in the option. Fill in the Amount, Purpose and the Account Details where you'll transfer your fund. Middle Name and Recipient Number is optional.

• A confirmation page will appear. Make sure to double check if correct. There is a transfer fee of 15 pesos per transaction via Instapay.

• You'll receive an OTP in your recipient number. Type in the code sent.

• You'll see the receipt of your transaction.

I've checked again in my BPI Express Online app and the fund was credited instantly in real-time.

Paying PLDT Home bill using the Maya app! Get P100 cashback when you pay PLDT Home using Maya app for New Users

PayMaya is now Maya app. Technically I'm still new to this app and I was hooked on getting their cashback promos. Aiming to get the 100 pesos for their UnbelievaBILLS promo which was to pay your PLDT Home bill using the Maya app. This promo applies to New Users of the app. So how do you pay your PLDT Home bill using the Maya app? 

1. Log in through your Maya app.

2. Click the icon encircled in red to go to Services

3. Make sure that you have sufficient funds to pay your bill.

4. From SERVICES, scroll down until PAYMENTS and click on BILLS

5. From BILLS, click TELECOMS then PLDT Home in the list.

6. You will see it like this:

7. Enter the Account Number and the amount to be paid. (Make sure to double check the details). Click NEXT.

8. Check if it is correct then click PAY.

9. You will see a prompt that it is currently processing. You will be given a receipt stating the details and the reference number.

10. After 10 minutes, I'm informed through text that I've been rewarded a 100 pesos cashback for paying my PLDT Home bill via Maya.

Yaaaay!

Trying out Maya application!

Trying out the Maya application!

To those who do not know, Maya application is a revamp of the Paymaya application. I usually use the Gcash application so that I could transfer my funds in the CIMB bank using their Gsave account. Later on, I use it to pay for my groceries too. I became interested to try the Maya application now because of the 6% per annum in their My Savings feature which had caught my eye. Upon registering, I was informed through SMS message that this 6% is just an introductory percentage which will be based on your average daily balance. 

Apparently, there are numerous promos by Maya. I already got a 20 pesos reward for registering an account with Maya. Then, I was given a message to upgrade my account and do a first transaction on Maya to get an additional 80 pesos. I purchase a smart load of 5 pesos in the shop just to get a hang of it and was able to get the 80 pesos reward.

After some time, I was able to successfully upgrade my account so that I could open the My Savings feature. They also have another promo P100 Cashback with Maya Savings and I was able to complete it by:

Step 1. Signing up for Maya

Step 2. Upgrading your Maya account

Step 3. Opening a Maya Savings account

Step 4. Deposit any amount to your Maya savings from your Maya wallet

I read in the mechanics that the cashback voucher will be credited in the Maya app up to fourteen (14) business days after the promo period (June 24 to July 31, 2022).

(This post is not sponsored.)